How to get a FREE will – Martin Lewis Money Saving Expert reveals amazing deals

Martin Lewis, 45, the Money Saving Expert, revealed how you could get a free will on ITV‘s This Morning on Wednesday.

A will is a legal document in which a person expresses what they wish to happen to their legal property when they die.

What is more, many use it to make sure they and their loved ones are not paying more inheritance tax than necessary.

However, it can be expensive – but you can could get a free will this month.

Martin Lewis appeared on Good Morning Britain on Wednesday to talk about free wills month.

He said: “Solicitor-drafted wills are the gold standard, and normally cost £150 or more. Yet if you’re 55 or over, this October is Free Wills Month, where solicitors in over 40 locations in England, Wales and Northern Ireland will draft a will for you for free.

How to get a free will

Martin said getting your free will is as simple as booking an appointment.

“Enter your postcode on the Free Wills Month website and call to book an appointment with one of the solicitors that are participating nearby,” he explained.

“They tend to get busy so do this early, and you don’t have to live in one of these areas to qualify, but you will be expected to travel to the solicitor’s office for your appointment.”

Free wills month is a charity-backed scheme and charities pay for the solicitors’ time.

Martin said: “Be prepared for your solicitor to ask you to consider making a bequest to a charity in your will (leaving it something when you die).

“It’s hoped you will in return for using the scheme, but you’re under no obligation.”

How much should you leave to charity in order to say thank you?

“Perhaps a good minimum is leaving enough that would cover the solicitors’ fees normally – typically £100 – £150 though of course more is fine,” Martin said.

“There’s a range of charities to choose from including British Heart Foundation, British Legion, Mencap, Guide Dogs and Diabetes UK.

“Whatever your age, if you’ve assets eg, a house, savings, or a business, and people or others you’d like to look after, consider making a will.”

Martin Lewis revealed the best bank accounts to switch to before Christmas. 

Martin said: “Switching takes just seven working days, the new bank closes your old account and moves all direct debits (you’ll usually need 2+ of these to qualify for the bonus), standing orders and payments.”

Martin added: “For the vast majority (76 per cent in my last Twitter poll) it’s a simple process.

“You also need to pass a not so harsh credit check.”